Which In-Cab Camera System Do I Need for My Fleet?

Identifying The Right In-Cab Camera System for Your Use and Installation Tips

This guide explains what types of cameras are available and their applications and how to install cameras the right way to ensure compliance, enabling you to use captured footage to reduce your fleet insurance premiums.

Fleet operators have no shortage of choice when installing cameras in their vehicles, but options typically fall under one of the following categories:

• Single-lens cameras: These are typically forward-facing, providing a high-definition view of the road ahead and logging GPS coordinates for accidents.
• Dual-lens cameras: These cameras feature the same specifications as single-lens cameras, but they also have an inward-facing lens to capture the inside of the cab.

Multi-camera systems: These setups usually comprise four individual cameras installed at the front, rear and on each side to provide a holistic view of a vehicle’s surroundings. Bespoke providers can also design more sophisticated camera setups of 10, 15 or more in-cab and external cameras fitted to a vehicle.

Before installing a camera — even a simple dash cam — you should speak to your insurance provider to ensure it will not breach your policy. Your insurer may require professional installation to prevent errors or malfunctions from a DIY approach and to eliminate liability concerns.

There should be little doubt that installing cameras can help you reduce your fleet insurance cost by demonstrating compliance and minimising risk. However, you should also consider the other potential implications of installing cameras, such as when using dual-lens cameras to record inside the cab — especially if passengers are unaware and cannot consent or a driver cannot disable it.

Multi-camera or telematics setups can also pose issues, as they often store large amounts of data locally before a driver returns to base and uploads the recordings to the business’s servers. Fleet managers must consider how this might affect fleet premiums when drivers are responsible for sensitive data. It is always advisable to seek legal advice — which is included in our CHAS Protect packages for contractors and tradespeople.

For more information on how in-cab cameras can reduce your fleet insurance premiums, read our guide here.

As part of our ongoing mission to make the world of work safer, Veriforce CHAS has joined forces with Towergate to launch CHAS Protect; the new insurance solution for CHAS Accredited Members, administered by Towergate. Chas protect is specifically designed for the needs of contractors and tradespeople. 

CHAS Protect aims to help CHAS members maximise their accreditation and commitment to risk management compliance. If you’d like to know more about CHAS Protect or want to request a quote, get in touch with the team today.

CHAS 2013 Limited is an Introducer Appointed Representative of Advisory Insurance Brokers Limited

Towergate Insurance Brokers and CHAS Protect are trading names of Advisory Insurance Brokers Limited.

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